I just had a Skype consult with Dr. Bauman, after sending photos, lab results, etc. He's very nice. I asked for the formula 82F (minoxidil and finasteride) but he preferred to start with 82M (just minoxidil with some added things). He did, of course, pitch hair transplant, but I expected that. (FYI: I'm 49, perimenopause, front and side recession with diffuse shedding--hair pulls right out. Hair loss for about 4 years now, seems to be accelerating...) Wondering if I should insist on the 82F? Seems so many women just don't have the results from just Minoxidil. Then again, I haven't really committed to using the Minoxidil yet, so maybe it would work for me. He said 6 months is needed to see results. I realize he makes a lot of money from this, but it's worth it to me to have someone who can help me monitor progress, etc.