i think the only way to qualify for those programs is with insurance though. Like, the regular COPAY would be $10 for me, with insurance, but their program allows it to be $4, but the insurance is still picking up the rest of the cost. I would think that if you don't have insurance, you couldn't do one of those programs because there is no one to pick up the rest of the cost of the medicine. I am not going to have insurance for 3 months and I don't know what I'm going to do. No insurance sucks! Thank God, I've always had it... but I definitely took it for granted until I'v had to deal with situations like this where I NEED meds and Drs.